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Morty Loan Support Programs

The Morty Platform has extensive loan coverage, supporting over 95% of originations. If you do not see the loan type you are looking for, reach out to us at support@morty.com.

Loan support for

Property Types: Single Family Residences, 2-4 Family Residences, Condos , Co-ops, Manufactured homes

Loan programs for

Loan TypeLoan AmountMin. Credit ScoreMin. Down Payment for
Primary Home
Max DTI
Conventional$75,000 – $726,2006203%50%
Jumbo Up to $3.5M68010%45%
HomeReady & HomePossible$75,000 – $726,2006203%50%
FHA$75,000 –  $1,089,3005503.5%57%
VA Loans*$75,000 – $726,2005800%45%
USDA Loans*$75,000 – $1,089,3006200%46%
HELOC & HEL*$25,000 – $350,000 62050%
* This program is not yet fully built out in Morty’s pricing engine or Morty’s application. In order to apply for this loan, a customer can select “Work with your Morty loan officer for additional support selecting a loan” once they are in the loan tab.

The above loan program descriptions summarize relevant guidelines but are not exhaustive. Information provided in this document does not constitute a commitment to make or broker a loan. Loans are subject to borrower qualifications. Approvals are subject to underwriting and program guidelines, and are subject to change without notice.


NMLS ID# 1429243 • Equal Housing Lender