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Adding state licensing

As long as you meet requirements, you can be licensed up to two states and Morty will sponsor you. If you’d like to be licensed for more than two, you can purchase our Multi-License Advantage platform add-on. Each additional state license is $25/mo.

The average cost for you to add a license is about $300, although some states are as low as $100. The average timeline of obtaining the license varies from state to state, so if you need timeline guidance, please contact 

We are currently doing a review of state licensing to review new guidelines for remote work in each state. We cannot guarantee at this moment that all states will accommodate new licenses for remote loan officers.

  1. Check that Morty is licensed in the state you are looking to get licensed in. You can check this here.
    • If Morty is not licensed, email and we will let you know if this is changing anytime soon.
  2. Find the checklist for the state you are looking to get licensed in. You can find the list here by clicking on the state and navigating to the appropriate agency.
  3. Review the checklist for the state and complete all items required. If you have any questions about whether or not you have the current qualifications, the NMLS help center is very helpful and can assist.
  4. File the MU4 and pay any relevant fees.
  5. Email and let us know you have filed. We will also give you an estimate of the timeline for this state.
    • If you have any questions about license items, please route any communications with regulators through Morty’s licensing team via to help you resolve them and avoid delays and confusion.
  6. You can opt into emails from NMLS to be kept in the loop of any updates, otherwise, we will let you know as soon as your license has been issued.