Morty’s Platform Guide

Foundation Tier

Morty’s platform gives you the independence to run your business your way with the resources, infrastructure and technology you need to be successful in today’s mortgage industry. Our Foundation Tier is for LOs looking to get to market fast and start making up to 100bps / closed loan.

Grow your business faster

Not Licensed? Check out Platform Blueprint

From NMLS exam test prep to industry networking —
our Blueprint offering has what you need to get started as a loan officer.

Support Your Clients On Every Deal

Ready to get started?

HOw the platform works

As a loan officer at Morty, you get:

Competitive comp.

Earn up to 100bps for every closed loan. Recently licensed LOs who are new to the real estate industry earn 75bps on the first 5 deals and 100bps on all deals thereafter. For more options on commission structure, see our Producer Tier.

Set your own hours.

Work how and when you want to. There are no designated hours or required meetings that you have attend.

No hidden fees.

Foundation, our entry level tier, is $79/mo (10% annual discount) for access to our tech suite, lender infrastructure and marketing resource. No hidden fees, and full platform access on Day One.

Platform support.

Connect with an experienced Morty Platform Operator who will show you the ropes to our systems and ensure you have everything you need to succeed.

Compliance support.

We handle all legal and compliance, including setting up your W2 employment so you can originate all loan types.

Marketing resources.

Personalized landing pages, business cards and a suite of marketing materials, all ready on your first day! If you’re ready to build your own digital mortgage storefront, check our Producer Tier that offers a full co-branded experience.

Competitive comp and low prices?

Morty has spent over 8 years building proprietary technology that dramatically increase our loan production efficiency. We’re able pass those saving back to you and make money exclusively on closed loan revenue.

No performance expectations?

There are no performance expectations. By charging a low monthly fee, we’re able to give you the freedom to run your business your way without any high pressure close quotas.

Activation Steps

  1. Create a Platform 360 Account.
    Done! Platform 360 is where you’ll submit and manage your Morty membership.
  2. Join the Morty Platform.
    Sign up for Foundation Tier and pay your first month fee. No risk with our 7 day refund policy.
  3. NMLS Sponsorship and Background Check.
    Give Morty access to your NMLS account and authorize the background check.
  4. Dive into Morty’s offerings.
    While we wait for sponsorships and background check to complete, you can start to learn all about Morty’s program offering and technology.
  1. NMLS and Background Checks Complete
    NMLS sponsorship can take anywhere from 1 day to 3 weeks to get approved.
  2. Set up your Morty email and enroll in payroll
    Systems setup takes just a few minutes and will give you access to the full Morty Platform
  3. Get Started!!!

You are an activated loan officer on the Morty Platform! On day one you’ll get:

  • Personalized Landing Page
  • Personalized Business Cards and One Pager
  • Marketing library with assets that you can customize and share
  • Access to our full marketplace of lenders
  • Access to our Homebuyer Perks
  • Access to Platform Premium
  • Training Courses that cover: systems, technology, sales strategies and marketing
  • Your designated Platform Success Manager to assist on all deals
  • Personalized loan officer referral page to share with potential LOs
  • Instant community of loan officers to tap into

Looking For More Functionality?

Our Business Tiers offer more control over margins, a white label customer experience and full LO team management.

Foundation Quickly get to market with no
upfront costs.
$0 set up fee.

Up to 100bps/closed loan
  • ✔️ License support + sponsorship
  • ✔️ Access to 25+ lenders
  • ✔️ Comprehensive loan offerings
  • ✔️ Full-stack technology suite
  • ✔️ Processing and fulfillment
  • ✔️ Go-to-market launch kit
  • ✔️ Sales tools
  • ✔️ 2 state licenses*
Get Foundation

* Additional state licensing available for $39/mo.

Platform premium

Select Your Level of Support

For those looking to grow their business faster we offer a number of Platform Add-ons including Platform Premium. For $179 a month, grow and build your business faster, your way.

  • More Leads: 10+ leads a month for you to work, nurture, and build relationships with.
  • More Marketing: Two new marketing assets per month that you can customize. Plus bonus content!
  • More Tools: Embed our propriety mortgage tools on your personalized landing page.
  • More Support: Extra licensing and CE support.


Common questions about Morty, how we operate and what’s included in joining the Platform.

Morty is an online mortgage broker. As a broker we have access to the universe of loan products so you can serve your clients better.

Morty charges a monthly fee for access to our technology suite, lender infrastructure and marketing resources. Foundation, our entry level tier, costs $79/mo with no setup fee. If you’re interested more control over your margins or you’re ready to build your digital brokerage, consider our higher business tiers.

Unfortunately we are not able to offer health benefits to Platform LOs right now, but may in the future.

Morty covers the cost of test prep materials through our Blueprint Licensing and Activation Accelerator.

Once you’re licensed, based on your state, it can take a few days to a few weeks to get sponsored and activated on our Platform.

With Morty the process is fast and easy — complete any state education requirements and submit your sponsorship to NMLS. Foundation tier covers two state licenses. You can add more state licenses through our Platform Add ons or by upgrading to Producer Tier.

Yes! Morty offers a variety of DPA programs including through VA and USDA offerings.

Yes, you can purchase leads through Morty through Platform Premium.

Yes! Morty provides personalized landing page, business cards and one-pager to all Platform LOs. Morty also has a robust marketing library that LOs can leverage which includes things like: social media banners, sample instagram posts and various logos.

Don’t take our word for it

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An amazing experience!

Morty was a pleasure to work with and very user friendly for tech-savvy buyers. My advisor and closer were with me every step along the way and very accessible.
– Ethan M.
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Best rate for the right mortgage.

Working with Morty made the mortgage process really easy and straightforward! They were able to compare rates across multiple lenders, ensuring I got the best rate for the right mortgage for me.
– Cynthia
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It was a very easy process!

Derek and Tim were terrific guiding me through each stage from securing the loan to finalizing documentation for closing. I felt like I had a team behind me.
– Jean M.

Ready to get started?